Business Insurance Agency, Healthcare-Life-Personal Insurance Agent, Oakland

We are an Insurance Agency that offers competitively priced
business, office, liability, healthcare and life insurance.

Are You Looking for Business Insurance?

Call now for a free consultation 510-839-3276

Welcome to Michael Clauson Insurance Agency where we go the extra mile
to provide outstanding customer service !

Our Oakland based Insurance Agency has years of
experience focusing on small business insurance,
health & life insurance, as well as individual personal insurance. We proudly service customers in the City of Oakland, San Francisco, Emeryville, Piedmont, Berkeley, Alameda and the neighboring areas.

A Quick Guide to Small
Business Insurance

Naturally each business is different in
their business insurance needs, so
we offer a free consultation to help understand the proper insurance
coverage you will need to protect you
and your business.

As a quick guide for small businesses,
here is a summary of the minimum
coverage that needs to be considered:

    California Mandatory Insurance
    ● Workers' Compensation >>
    ● Business Auto Insurance
    ● Disability Insurance
    Basic Necessity Insurance
    ● General Liability Insurance >>
    ● Property Insurance
    ●  Errors & Omissions Insurance >>
    ● Criminal Liability Insurance >>

We are committed to providing insurance coverages that
enable you to properly manage your risks and to protect
your personal or business assets. Our years of experience
have given us a broad knowledge as we carefully assess
your insurance needs and then propose an affordable
coverage plan.

SMALL BUSINESS INSURANCE
If you are a small business, let us go over the details of our Business Owners Policy (BOP).
This bundled package offers small businesses attractive premiums for the standard business insurance coverage. While the standard BOP can cover many businesses, not all businesses
are alike, we can customize your plan to meet your unique risks and asset protect needs
regarding your specific business. We cover businesses from restaurants to high tech startup companies.

HEALTH & LIFE INSURANCE
It is very important to select the right healthcare insurance plan (HMO, PPO, POS). We explain the
benefits of the various plans so it makes choosing the coverage easier. It is also critical to select
the proper life insurance, we go over the various insurance options (whole, term, key) and explain
what each plan covers as well as provide the coverage levels available.

PERSONAL INSURANCE
Whether you need auto insurance, homeowners insurance, motorcycle, boat, RV, health or life insurance, we can design a tailored personal insurance plan for your individual or family needs.

Business Insurance

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General Liability
Workers Comp.
Comm. Property
Comm. Auto
D&O
EPLI
E&O

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Michael Clauson, Farmers Insurance Agent, offers business insurance, health & life insurance and personal insurance.
Regarding business coverages, we offer competitively priced business, office, liability, healthcare and life insurance.

Learn more >>

Call us today at (510) 839-3276

SCORE >>

California Dept. of Insurance >>

ASBDC >>